Enhancing Income and Utilising your Skills

Either due to a low pension provision vs outgoings or a need for ‘getting out of the house’ you may be considering re-employment/part time work.

The easiest way, at least initially, of doing this is to review your current job and discuss your options with your employer. A role with reduced responsibility, part time or job share of current post may be possible. Employers are often open to these discussions as they know that this retains expertise and organisational history within the company, alongside possible opportunities to utilise your skills in a mentorship role.

So, if you know that you will need something else to do once you formally retire and wish to stay in your current work environment – start that conversation.

Other options are available, and more varied than I had realised. The ‘clean break’ route is to look/review just what it is that you want to do. List your skills and how transferable they can be – you will be surprised. Companies such as B&Q employ retired tradesmen to work on the shop floors – as a customer I find it very useful to speak to someone who really does know about the product and it has saved me from DIY disasters in the past. I have also received sound advice on how to ‘do what I plan to do’ from a retired tailor in a fabric shop.

Would you be happy to re-train – not a 3-year degree course but something that only requires a short ‘in-service’ style undertaking? 

Government organisations such as Works and Pensions and the Office of the Public Guardian regularly look for people with life experiences to work for them in liaison roles. The salary is not high although expenses are covered, and you have control over your caseloads and hours worked. https://publicappointments.cabinetoffice.gov.uk/about-appointments/


The two links above are examples of government sites offering opportunities, for specific information you could ‘click’ to the Contact page.

Non-executive roles offer exciting opportunities for you to contribute to organisational development using your expertise and knowledge. There is often a small retainer and expenses in exchange for 2 – 3 days a month.


The above link has information relating to the role of Non-Executive Directors which may answer some of your queries if this is of interest to you.

If fortunate enough to receive a ‘Lump Sum’ when retiring you may consider investing some (or all) of this in property which you then rent to Tenants is another possibility for supplementing your income and offering an activity. Although becoming a property developer may not be your aim, buying property to let as Long Term residential or short-term holiday lets could be profitable.

Setting up a small business is also another route by which you retain control over the level of activity – if, for example, you worked in the trades such as Joinery or Plumbing you could offer those skills locally for the ‘small domestic’ jobs that the career tradesman often turns down as, understandably, it is more useful for them to do the big jobs such as replacing a bathroom suite than to repair a dripping tap. Locally, we have access to a retired Joiner who works with a Carpet and Flooring firm re-fitting room doors following the laying of new carpets etc. This keeps him active and engaging with people whilst supplementing his income – and the customer does not have to arrange the task then wait for a busy Joiner to arrive.

Consultancy is another opportunity to share your skills – Reviewing a Strategic plan, facilitating a Team Day Out, contributing to a company turnaround and re-structure are just a few activities that such roles can be used for and many organisations prefer to obtain the unbiased objective view for such tasks.

If travelling is an interest, then there are ways that this could also generate an income or reduce your costs whilst you experience new environments. It is most likely that you will need to undertake an instructional course – the following link offers an insight and advice into the training required to be a Tour Guide  https://www.itg.org.uk/

Being a Tour Guide is a varied role and can be local, national, international and/or topic specific. So, if Ghost tours are your thing then perhaps leading small groups of like-minded people through the dark alleys of York and/or Edinburgh could be something you aim for. Perhaps food is both your interest and area of expertise so perhaps look to be a Food Tour Guide (not sure of correct title for that job role). I recently experienced a guided tour of Brixton and Borough Markets in London – learning about the markets from both an historical and food perspective, on our tour we also had a ‘Learner’ guide who was planning to work part time once qualified.

Volunteering in the national parks (National and/or International)– I don’t mean managing the forests or rounding up the badgers, although perhaps it is a possibility. Rather, assisting in the Gift Shop, general guide or as an interpreter may be of interest. These roles rarely offer a salary and are usually seasonal although some offer low cost housing in exchange for your input.

Teaching English as a second language, especially if you already hold the TESOL qualification, is another opportunity to generate income either in Britain or abroad.

House-sitting is an alternative way to reduce the cost of travel whilst seeing new areas either in Britain or abroad. The following link is to an interesting article written by an experience house-sitter  https://www.nomadicmatt.com/travel-blogs/house-sitting/ – although USA based it does contain some useful advice that applies worldwide The Following link is a UK based site that may also be useful if house sitting appeals to you (not having investigated this previously I am thinking it may be something I look into further) .  https://www.housesittersuk.co.uk/

Turning your hobbies – quilting, knitting, wooden toys, baking – into income is now possible using such websites as Etsy, Pinterest, Ebay (sites easily accessed via Search Engines) which enable you to sell your products. Or, you could approach local community colleges to investigate vocational teaching opportunities.

The opportunities and pathways are so varied I could not possibly list them all although have some website examples below. If this sounds as if it could be of interest, then follow through with that thought. Then the next 3 web addresses are links to USA sites so some of the legal information is not correct for the UK although they are interesting sites with useful insights so worth a read. The final web link is to a site offering guidance relating to managing your finances and budgeting in ways that ensure you do not need to re-join the workforce at all.

https://www.saga.co.uk/magazine/money/work/careers/working-after-retirement  sound general information with case studies and scenarios.

https://www.gov.uk/working-retirement-pension-age looking at any legalities re state pension and working.

https://www.newretirement.com/retirement/jobs-for-seniors-best-jobs-after-retirement/ An American site but still very useful hints and tips about returning to work and identifying what is best for you.

https://www.freshminds.co.uk/whats-fresh/post/2017/07/21/what-is-a-non-executive-director-and-how-do-you-get-there Information relating to non-executive roles.

https://www.theguardian.com/small-business-network/2014/jan/24/become-home-freelance-consultant how to set up a Consultancy with some useful insights from the experience of others.

USA Based sites:




Site for those who would first like to review financial planning:


Photo accreditation:

Featured Image Photo by rawpixel on Unsplash

Student – Photo by Clay Banks on Unsplash

Tools –  Photo by Dominik Scythe on Unsplash

Travellers – Photo by Vidar Nordli-Mathisen on Unsplash

Forest –  Photo by Tommy Lisbin on Unsplash

House – Photo by Matthew Harwood on Unsplash

End Photo – Photo by Jamie Templeton on Unsplash


Author: Terri Larcombe

Terri is recently retired and commenced this site to share her experience of retirement, both as an information resource and a Lifestyle Blog

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